{"id":3738,"date":"2020-11-30T07:25:00","date_gmt":"2020-11-30T07:25:00","guid":{"rendered":"http:\/\/inevitablecompany.es\/?p=3738"},"modified":"2021-09-22T18:52:40","modified_gmt":"2021-09-22T18:52:40","slug":"elementor-3738","status":"publish","type":"post","link":"https:\/\/factor-h.org\/es\/elementor-3738","title":{"rendered":"Factor-H inicia programa de microcr\u00e9ditos en Colombia"},"content":{"rendered":"<p id=\"yui_3_17_2_1_1627672423117_43439\">La familia Sierra de Oro vive en la regi\u00f3n del Caribe en el norte de Colombia, en el municipio de S\u00e1banas de San \u00c1ngel en el Departamento del Magdalena. Factor-H ha estado trabajando con esta familia durante varios a\u00f1os. La familia fue elegida como la primera beneficiaria de un nuevo programa de microcr\u00e9dito, destinado a ayudar a las familias de HD que viven en la pobreza extrema. Nuestro objetivo es brindar ayuda y, al mismo tiempo, empoderar a la familia para salir de la pobreza.<\/p>\n\n\n\n<p>Desde su juventud, Aida y Rafael han trabajado los campos de esta regi\u00f3n durante los \u00faltimos 25 a\u00f1os, y tuvieron cinco hijos llamados Yasmari, Julio, Geidis, Leida y Karla. Los m\u00e1s peque\u00f1os (Geidis, Leida y Karla) forman parte del Programa Abrazos desde sus inicios hace cuatro a\u00f1os. La regi\u00f3n es muy pobre y la familia ha luchado contra la pobreza extrema durante muchos a\u00f1os. Los ni\u00f1os han estado ayudando a sus padres en el campo desde que eran muy peque\u00f1os, lo que les dificulta terminar la escuela. Factor-H ha estado trabajando con las tres ni\u00f1as m\u00e1s peque\u00f1as para que completen su educaci\u00f3n, ya que su deseo es convertirse en profesionales y poder cuidar a su familia y a su madre, Aida, que padece la enfermedad de Huntington, y Rafael, su padre, que sufre de epilepsia. El padre de Aida a su vez tambi\u00e9n ten\u00eda EH. Cuando los conoc\u00ed por primera vez en 2013, no hab\u00edan visto a un m\u00e9dico especialista y viv\u00edan en condiciones desesperadas sin electricidad ni agua corriente.<\/p>\n\n\n\n<p>Factor-H quiere que familias como esta se vuelvan autosuficientes y salgan de la pobreza extrema. Por lo tanto, hemos decidido iniciar un programa de microcr\u00e9dito destinado a brindar una asistencia financiera inicial que les permita ganarse la vida, lo que permitir\u00eda a la familia mejorar su condici\u00f3n. Luego de extensas discusiones con la familia y nuestros asistentes sociales locales en la regi\u00f3n, otorgamos un microcr\u00e9dito basado en sus necesidades y visi\u00f3n para la familia. El programa de microcr\u00e9dito se gestiona a trav\u00e9s de la Fundaci\u00f3n de Antioquia y nuestros agentes sociales en la regi\u00f3n, y proporciona una donaci\u00f3n inicial y un cr\u00e9dito para la compra de ganado. El cr\u00e9dito, que deben devolver en 2 a\u00f1os, act\u00faa como capital semilla, sin intereses, y permite a la familia iniciar un peque\u00f1o negocio. Compramos 14 vacas j\u00f3venes, que alimentar\u00e1n y luego vender\u00e1n para obtener ganancias, reinvertir en el negocio y pagar el pr\u00e9stamo. La familia fue un participante activo en la definici\u00f3n del objetivo del pr\u00e9stamo y c\u00f3mo trabajar juntos para asegurar el \u00e9xito de la iniciativa. Puedes ver algunas fotos de la familia y el ganado que compramos para ellos.<\/p>\n\n\n\n<p>Esperamos extender el programa a otras familias que viven en extrema pobreza en toda Am\u00e9rica Latina. Proporcionar oportunidades para el progreso y la sostenibilidad es uno de nuestros objetivos clave.<\/p>\n\n\n\n<figure class=\"wp-block-gallery columns-3 is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_083145-1024x768.jpg\" alt=\"\" data-id=\"5256\" data-full-url=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_083145-scaled.jpg\" data-link=\"http:\/\/inevitablecompany.es\/elementor-3738\/img_20190906_083145-2\" class=\"wp-image-5256\" srcset=\"https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083145-1024x768.jpg 1024w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083145-300x225.jpg 300w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083145-768x576.jpg 768w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083145-1536x1152.jpg 1536w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083145-2048x1536.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_083259-1024x768.jpg\" alt=\"\" data-id=\"5257\" data-full-url=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_083259-scaled.jpg\" data-link=\"http:\/\/inevitablecompany.es\/elementor-3738\/img_20190906_083259-2\" class=\"wp-image-5257\" srcset=\"https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083259-1024x768.jpg 1024w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083259-300x225.jpg 300w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083259-768x576.jpg 768w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083259-1536x1152.jpg 1536w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083259-2048x1536.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_083327-1024x768.jpg\" alt=\"\" data-id=\"5258\" data-full-url=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_083327-scaled.jpg\" data-link=\"http:\/\/inevitablecompany.es\/elementor-3738\/img_20190906_083327-2\" class=\"wp-image-5258\" srcset=\"https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083327-1024x768.jpg 1024w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083327-300x225.jpg 300w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083327-768x576.jpg 768w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083327-1536x1152.jpg 1536w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083327-2048x1536.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_083605-1024x768.jpg\" alt=\"\" data-id=\"5259\" data-full-url=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_083605-scaled.jpg\" data-link=\"http:\/\/inevitablecompany.es\/elementor-3738\/img_20190906_083605-2\" class=\"wp-image-5259\" srcset=\"https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083605-1024x768.jpg 1024w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083605-300x225.jpg 300w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083605-768x576.jpg 768w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083605-1536x1152.jpg 1536w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_083605-2048x1536.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_090025-1024x768.jpg\" alt=\"\" data-id=\"5260\" data-full-url=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_090025-scaled.jpg\" data-link=\"http:\/\/inevitablecompany.es\/elementor-3738\/img_20190906_090025-2\" class=\"wp-image-5260\" srcset=\"https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090025-1024x768.jpg 1024w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090025-300x225.jpg 300w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090025-768x576.jpg 768w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090025-1536x1152.jpg 1536w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090025-2048x1536.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_090033-1024x768.jpg\" alt=\"\" data-id=\"5261\" data-full-url=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/IMG_20190906_090033-scaled.jpg\" data-link=\"http:\/\/inevitablecompany.es\/elementor-3738\/img_20190906_090033-3\" class=\"wp-image-5261\" srcset=\"https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090033-1024x768.jpg 1024w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090033-300x225.jpg 300w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090033-768x576.jpg 768w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090033-1536x1152.jpg 1536w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/IMG_20190906_090033-2048x1536.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/SAM_5602-1024x576.jpg\" alt=\"\" data-id=\"5262\" data-full-url=\"http:\/\/inevitablecompany.es\/wp-content\/uploads\/2021\/08\/SAM_5602.jpg\" data-link=\"http:\/\/inevitablecompany.es\/elementor-3738\/samsung-camera-pictures\" class=\"wp-image-5262\" srcset=\"https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/SAM_5602-1024x576.jpg 1024w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/SAM_5602-300x169.jpg 300w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/SAM_5602-768x432.jpg 768w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/SAM_5602-1536x864.jpg 1536w, https:\/\/factor-h.org\/wp-content\/uploads\/2021\/08\/SAM_5602.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/li><\/ul><\/figure>","protected":false},"excerpt":{"rendered":"<p>The Sierra de Oro family lives in the Caribbean region in Northern Colombia, in the municipality of S\u00e1banas de San Angel in the Department of Magdalena. Factor-H has been working with this family for a number of years. The family was chosen as the first recipient of a new microcredit program, aimed at helping HD [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3772,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[7,63,67,112,42],"tags":[],"class_list":["post-3738","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-colombia-news","category-community-development","category-microcredit","category-special-assistance-program","category-we"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/posts\/3738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/comments?post=3738"}],"version-history":[{"count":0,"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/posts\/3738\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/media\/3772"}],"wp:attachment":[{"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/media?parent=3738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/categories?post=3738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/factor-h.org\/es\/wp-json\/wp\/v2\/tags?post=3738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}